For payment providers, acquirers and payment facilitators
An AI risk analyst that reads every merchant website — and shows its evidence.
Kvali reviews merchant websites before onboarding, drafts the fix list for the merchant, and keeps a quote and a link for every finding. Your underwriters decide in minutes instead of days, with the evidence an auditor expects.
Georgian, Russian and English. Built in Tbilisi for Georgia, Armenia and Moldova.
What Kvali does
Onboarding review in minutes
Give Kvali a merchant's website. It reads the public pages — policies, products, prices, the checkout up to the payment form — and checks them against card scheme website rules and your own policy.
A fix list the merchant can act on
Missing refund policy, no legal entity, hidden card terms: Kvali drafts the letter in Georgian, Russian or English, your team approves it, and the site is re-checked before it goes out.
Your policy, cited
Upload your underwriting and AML policy. Findings cite your own rules, and where your policy is silent, Kvali asks your Head of Risk instead of guessing.
Monitoring after onboarding
Merchants change. Kvali re-reviews on a schedule and flags new categories, removed policies and pivots to prohibited goods. (Coming next.)
Evidence first
Every finding quotes the merchant's own page
If the quote isn't on the cited page, the finding is dropped before anyone sees it.
Your team decides
Kvali recommends; people approve. A decline is never automatic.
Measured, not promised
Every change to the engine is tested against a catalogue of shops with known problems, including deceptive ones.
Built to pass your security review
- No card data, ever: Kvali stays outside PCI DSS scope.
- Hosted in the EU (Frankfurt), encrypted in transit and at rest.
- Each client sees only its own data, enforced by the database itself.
- Append-only audit trail; every staff access is logged.
- Reads public pages only, never fills in forms, and identifies its crawler.
- Full details: security and subprocessors.
Book a demo
Bring a few merchant websites from your pipeline. We review them live and you compare with your own team's assessment.